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1. General

1.1

This website, Vera&John, (the 'Website') is operated by Dumarca Gaming Limited ('we', 'us' or 'Dumarca'), a company registered under the laws of Malta (registration number: C50898) whose registered office is at The Emporium, Level 4, St Louis Street, Msida, MSD1421, Malta.

1.2

Dumarca is authorised and regulated by:

a. Spelinspektionen, license no. 18Li7410, issued by the Swedish Gaming Authority and valid until December 31st, 2023,

b. the Gambling Commission of Great Britain, remote operating license number 039408 in respect of services offered to residents of the United Kingdom; and

c. the Malta Gaming Authority, under licence number MGA/B2C/169/2009, in respect of services offered to all other customers.

1.3

These terms and conditions (the 'Terms and Conditions') govern access to, and use of, the Website, and constitute a legally binding contract between Dumarca and you as the registering player ('you' or 'User'). By accessing and using the Website, you agree to be bound by these Terms and Conditions. These Terms and Conditions apply to all gaming with us via any device, including downloadable applications on a mobile device.

1.4

These Terms and Conditions are subcategorised for ease of reference and transparency. It is important that you review these Terms and Conditions carefully. If you do not agree to be bound by these Terms and Conditions, please do not use the Website.

1.5

These Terms and Conditions include and incorporate a number of additional terms, as follows:

• Any rules for a game you choose to participate in ('Rules');

• Our promotional terms, which apply to specific promotions or offers from time to time ('Promotional Terms'); and

• Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you or that you provide to us.

1.6

In the event of a conflict between these Terms and Conditions and any of the Rules, the Promotional Terms and/or the Privacy Policy, the provisions of, as applicable, the Rules, the Promotional Terms and/or the Privacy Policy shall (to that extent only) prevail.

1.7

We may update these Terms and Conditions from time to time. Dumarca will notify you of any significant updates to these Terms and Conditions before they come into effect, whereby you will be required to accept the revised Terms and Conditions to continue playing on the Website the next time you log in to your account. If you do not agree to be bound by the updated Terms and Conditions, you should close your account and withdraw any available balance. We may make minor changes to these Terms and Conditions from time to time, and advise you to review these Terms and Conditions regularly, together with the specific Rules for each game you choose to play, in order to remain up to date with any changes. You can easily identify whether these Terms and Conditions have changed by referring to the version number and date of the current Terms and Conditions stated at the top of this page.

2. Account opening and verification checks

2.1

To open an account on the Website, the User must register personally. You must be of legal age (18 years of age or older if required in the jurisdiction where you live) to open and make use of an account with us. You must also be of mental capacity to take responsibility for your own actions and to enter into an enforceable contract with us. If we have reasonable grounds to believe that any account is being operated by anyone under the age of 18, the account will immediately be closed and all funds deposited will be returned (less any winnings already paid out).

2.2

It is your responsibility to determine the legal status of internet gambling in your jurisdiction and act accordingly. The availability of the Website in any particular jurisdiction does not constitute an offer or invitation by Dumarca to use the services offered by the Website. You must not mask, disguise, anonymise or hide your IP (i.e. by using a VPN) while accessing the Website. Dumarca accepts no liability whatsoever with respect to actions by players where internet gambling is illegal and/or which is in violation of this clause of the Terms and Conditions.

2.3

You must submit your correct personal information during registration, including your full name, home address, date of birth, e-mail address, telephone number, and relevant payment information. It is your sole responsibility to ensure that the information you provide is true, complete and correct, and is kept up-to-date. In order for us to comply with applicable laws and regulations, your personal details supplied at registration stage will be confirmed through verification checks before you are allowed to play. Until such time as any verification checks have been adequately concluded, you will not be allowed to play on our website. Once we have verified your identity, you will be notified and allowed to utilize our products.

2.4

By accepting these Terms and Conditions, you agree that we are entitled to carry out any identity, credit or other verification checks that we may reasonably require and/or are required of us under applicable laws and regulations or by regulatory authorities. We may supply the information you give us to authorised credit reference agencies, identity verification services and/or fraud prevention agencies to confirm your identity. We may also carry out telephone verification with you. Such information will be processed in accordance with our Privacy Policy.

2.5

You agree to provide us with any information we request to assist with our verification checks, and we reserve the right to request documents to verify the following: (i) your identity, such as a valid photographic ID (e.g. a copy of your Driving Licence, Passport, or National Identity Card); (ii) your residential address (for example, utility bill, or bank, building society or credit union statements dated within the last three months, tax bill or council tax bill issued during the current year); and (iii) proof of ownership/authorisation to use a certain payment method (for example, if you are using a payment card a photo of the front and back of the payment card would be required, if you are using a bank account we will request a bank statement or if you are using an e-wallet a screenshot of the account that corresponds to the payment method will be required). We may request that you provide any of these documents certified to attest their credibility. We may also use additional verification tools available to us in order to verify the authenticity of any documents you provide. Furthermore, if we have reasonable grounds to believe that any documents provided by you are not genuine or are inaccurate, we reserve the right to refuse such documents. Dumarca reserves the rig